Background Screening Glossary by VerifAI. Key terms and definitions for background screening professionals. Includes definitions for: FCRA (Fair Credit Reporting Act), adverse action, ban the box, Consumer Reporting Agency (CRA), pre-adverse action notice, disparate impact, SSN trace, county criminal search, federal criminal search, employment verification, education verification, drug testing, MVR (motor vehicle record), credit check, reference check, continuous monitoring, and more..